Today, the rapid development of the digital economy is considered one of the important conditions for achieving sustainable development. The digital economy and digital technologies are rapidly entering the banking system. Digitization of banks serves to further improve the quality of the provided banking services and eliminate various administrative obstacles. The article examines the working mechanism of modern innovations in the field of finance and their evolution, and analyzes digital solutions for use in the banking sector.
As a priority of budget policy in leading countries, special attention is paid to optimizing, addressing and achieving the result of budget expenditures. Also, the category of budgetary risk, although not applied in the conditions of Uzbekistan, is an integral part of the budget policy of many countries. It is becoming important to achieve the implementation of result-oriented budgeting practices by ensuring the destination of budget expenditures. In this regard, it is becoming known from the experience of many states that the factor of mid-term budgeting is one of the main methods.
The article presents research data conducted in the conditions of the Southern Aral Sea region. In conditions of extreme climate, characterized by sharp continentality, the germination of seeds, plant growth in height, photosynthetic activity of crops and the yield of the studied varieties at different levels of mineral nutrition were determined. It is noted that the assimilation surface of the two-row Unumli arpa variety and the K-713 variety reaches high values in some years: 43.1-45.8 thousand m2/ha. The maximum yield was obtained from the K-7123 variety at a mineral fertilizer application rate of N150P100K100, and from the K-713 variety (46.7 c/ha). Varieties of multi-row barley form a grain with a weight of 1000 grains of 43.4 grams, varieties of two-row barley Unumli arpa 39.5 grams.