Ushbu maqolada O‘zbekiston Respublikasining bank tizimi, uning tarkibi, asosiy ishtirokchilari, moliyaviy barqarorligi, raqamli transformatsiyasi va kelajakdagi rivojlanish yo‘nalishlari tahlil qilinadi. Shuningdek, davlat va xususiy banklar o‘rtasidagi nisbat, kredit siyosati, likvidlik ko‘rsatkichlari hamda xalqaro moliyaviy integratsiya jarayonlari yoritiladi. Maqola zamonaviy iqtisodiy sharoitda bank tizimining ahamiyatini ochib beradi va uning raqobatbardoshligini oshirish bo‘yicha takliflarni ilgari suradi.

Mazkur maqolada zamonaviy jahon iqtisodiyotining asosiy yo‘nalishlari va uni shakllantirayotgan global omillar tahlil qilinadi. Raqamli transformatsiya, texnologik yangilanishlar, energiya xavfsizligi, savdo zanjirlaridagi uzilishlar hamda iqlim o‘zgarishlari iqtisodiy rivojlanishning muhim omillari sifatida ko‘rib chiqiladi. Muallif ushbu omillar ta’sirida iqtisodiyotning qanday o‘zgarayotganini, xalqaro hamkorlik va milliy siyosatlarning bu o‘zgarishlarga qanday javob berishini yoritadi. Shuningdek, maqolada barqaror rivojlanish, yashil energiya va adolatli savdo kabi yo‘nalishlarning kelajakdagi roli muhim deb baholanadi. Maqola global jarayonlarning iqtisodiy natijalari haqida tushunarli va analitik yondashuvni taklif qiladi.

The article is analyzed students’ personages as an object of real life descriptions. Real life is a phrase used originally in literature to distinguish between the real world and fictional or idealized worlds, and in acting to distinguish between performers and the characters they portray. More recently, it has become a popular term on the Internet to describe events, people, activities, and interactions occurring offline; or otherwise not primarily through the medium of the Internet. It is also used as a metaphor to distinguish life in a vocational setting as opposed to an academic one, or adulthood and the adult world as opposed to childhood or adolescence.The article depicts the student's character in English literature. The role, genesis, national nature, poetic-typological features and the portrait of students in the works of English literary writers, their character’s features, similarities and differences. The article presents samples from English literature, analyzes and studies comparatively and typologically. The comparative study of the works of world figures analyzed in the article will have a positive impact on the development of our international literature and will promote the reading literary books and reading culture.

Bul maqalada Qaraqalpaqstanda qıssaxanlıq óneriniń hayal-qızlar arasında rawajlanıwı hám olardıń atqarǵan shıǵarmaları haqqında sóz etiledi.

Ushbu maqolada bolalarni yetuk shaxs sifatida tarbiyalashda psixologik yondashuvlarning nazariy va amaliy jihatlari yoritilgan. Z. Freyd, E. Erikson, L.S. Vygotskiy kabi olimlarning nazariyalari hamda gumanistik va kognitiv-psixologik yondashuvlar asosida bolada shaxsiy salohiyatni rivojlantirish masalalari tahlil qilingan. Shuningdek, maqolada amaliy tavsiyalar ham berilgan.