Ushbu maqolada O‘zbekiston Respublikasida kredit bozorining hozirgi holati, asosiy rivojlanish tendensiyalari va istiqbollari tahlil qilinadi. Tadqiqotda mamlakat moliyaviy tizimida tijorat banklari va boshqa kredit institutlarining roli, kredit siyosatini liberallashtirish yo‘nalishlari hamda raqamli texnologiyalarni joriy etish orqali kreditlash mexanizmlarini modernizatsiya qilish imkoniyatlari ko‘rib chiqilgan. Maqola 2020–2024-yillar statistik ma’lumotlari asosida tahliliy yondashuvni qo‘llagan holda ishlab chiqilgan. Natijalar kredit bozorida raqobatni kuchaytirish, moliyaviy resurslar oqimini optimallashtirish va innovatsion kredit mahsulotlarini keng joriy etish zarurligini ko‘rsatadi. Shuningdek, xalqaro tajriba asosida O‘zbekiston kredit infratuzilmasini yanada mustahkamlash bo‘yicha takliflar ilgari suriladi.

This article explores the pivotal role of Saidnosir Mirjalilov in the socio-political and cultural transformation of Turkestan during the early 20th century

This article addresses various problems that come up while trying to fight terrorism and extremism effectively in today's world of globalization and the changing nature of international and regional conflicts. It examines Uzbekistan’s evolving approach to international cooperation in the fight against terrorism and explores the country’s national strategies and regional partnerships with global organizations such as the United Nations and the OSCE.

Holmium energy is delivered to the tissue by means of flexible quartz fibers containing a small amount of water and is released in short pulses. The absorbing chromophore for holmium energy is water. The wavelength of 2140 nm and the penetrating ability into the pancreatic tissue to a depth of 0.5 mm provides the necessary effect. At the same time, the further spread of energy is prevented by the presence of cellular and extracellular fluid, which in turn prevents the development of a deep thermal tissue effect [4]. Due to the presence of a large amount of water in the pancreatic tissue and, accordingly, excellent thermal conduction, the surgeon is given the opportunity to apply both ablation and coagulation. The pulse mechanism of energy delivery also contributes to the process of tissue vaporization. Moreover, hemostasis is achieved independently of the coagulation profile of the patient, which is ideal for patients undergoing anticoagulant therapy [4].

Ushbu maqolada emotsiya tushunchasining psixologik mohiyati, uning inson hayotidagi o‘rni va ahamiyati, shuningdek, emotsional jarayonlarning fiziologik asoslari yoritilgan. Emotsiyalar insonning xulq-atvori, idrok, tafakkur va ijtimoiy munosabatlarida muhim rol o‘ynaydi. Tadqiqotda zamonaviy psixologik yondashuvlar, shu jumladan, U. Jeyms, K. Lange, S. L. Rubinshteyn va boshqa olimlarning ilmiy qarashlari tahlil qilingan.