Today, the major reform being carried out in the field of education. In non-formal education, various activities are organized for the students in their free time, students can continue their studies without interruption, and breaks during the course and in the club passes from your class. Modern reform are being implemented in the republic of uzbekistan important and continuing education to the school system. The main directions are the development of new curricula in school education, the introduction of innovative teaching approaches, and drug international assessment systems. At the same time, the quality of education is being improved by improving the skills of teachers and consistently applying modern technologies to the educational process. Within the framework of continuing education, professional skills are expanding the opportunities for acquiring retro and modern, in order to create conditions for lifelong learning for every citizen. In this process, such as when the organization with international cooperation, unesco and unicef is developing. Foreign experiences, including Finnish, German and japanese educational model, adapter are being national conditions. Undp passing the competitive human capital in the form to this server. This article provides information on how innovative the new reform have been carried out in the continuing education system.

Bul maqalada Q.Mátmuratovtıń «Terbenbes» romanında etiket sózlerdiń stillik qollanılıwı haqqında sóz etilgen.

В статье анализируется современное состояние практики совершенствования системы финансовой поддержки малого бизнеса, в частности, его финансирования за счет банковских кредитов. В статье выделяются основные проблемы существующей системы – отсутствие залогового обеспечения, бюрократические препятствия, сложные процессы получения кредитов, и предлагаются научно обоснованные предложения по их устранению. Также рассматриваются пути управления кредитными рисками в деятельности банков, расширения гарантийных механизмов и повышения доступности финансовых услуг для малого бизнеса за счет цифровизации кредитной инфраструктуры. Результаты исследования показывают, что совершенствование механизмов кредитования является важным фактором развития малого бизнеса.

Ushbu maqolaning maqsadi mashinali o‘qitish usullaridan foydalangan holda MRI tasvirlarida miya o‘smalarini turlarini aniqlashdir. Neyron tarmoq texnologiyalariga asoslangan holda MRI tasvirlar ulardagi o‘smalar mavjudligiga qarab o‘rganiladi. Maqolada bosh miya o‘smalari klassifikatsiyasi, neyron tarmoq arxitekturalari, modullari, MRI tasvirlarida o‘smalarni aniqlash algoritmlari va hozirda eng ko‘p qo‘llanilayotgan aktivlashtirish funksiyalari haqida hamda neyron tarmoq modullarini qurish usullari, kamchiliklari va imkoniyatlari ham tahlil qilingan.

Ushbu ilmiy maqolada tijorat banklari faoliyatida komplayens (compliance) nazorat tizimini tashkil etishning nazariy va amaliy jihatlari chuqur tahlil etilgan. Xususan, “Agrobank” ATB misolida ushbu tizimni joriy etish tajribasi, asosiy yo‘nalishlari, huquqiy bazasi va institutsional mexanizmlari ko‘rib chiqilgan. Komplayens nazorati banklarda qonunchilikka rioya etilishi, ichki qoidalarga amal qilinishi, moliyaviy xavflar va firibgarliklarning oldini olish, shuningdek, xalqaro standartlarga mos faoliyat yuritishni ta'minlaydigan muhim vosita sifatida baholanadi. Tadqiqot davomida “Agrobank”da komplayens tizimi qanday tashkil etilganligi, filiallarda nazorat mexanizmlarining ishlashi, xodimlar malakasi, KYC va AML/CFT siyosatlarining joriy etilishi kabi jihatlar amaliy misollar asosida tahlil qilingan. Shuningdek, mavjud muammolar — masalan, malakali kadrlarga bo‘lgan ehtiyoj, texnologik vositalarning yetarli emasligi va filiallar kesimidagi nomutanosibliklar — aniqlanib, ularni bartaraf etish bo‘yicha ilmiy asoslangan taklif va tavsiyalar ishlab chiqilgan.