The article deals with the analysis of antonomasia from the perspective of cognitive stylistics, cultural linguistics and linguopragmatics. Opposing to the structural viewpoint that analyzed stylistic devices as the elements of figurative speech only, cognitive approach opened a new concept in the exploration of the later ones as the results of complex cognitive processes happening in the human brain. These processes are highly dependent on the cultural background of the creator. Along with this, antonomasia can be related to the Conceptual Blending Theory. The conclusion highlights the importance and the role of the investigation in Uzbek linguistics.

Ushbu maqolada tijorat banklarida kredit portfeli risklarini boshqarishning samarali usullari tahlil qilinadi. Maqolada "Ipak Yo’li" AJ Banki (AITB) misolida kredit risklarini boshqarishning asosiy yo’nalishlari ko’rib chiqilgan. Bankning kredit portfeli risklarini samarali boshqarish uchun qo’llanilayotgan usullar, jumladan, kredit portfelini diversifikatsiya qilish, kredit risklarini baholash, geografik diversifikatsiya, axborot texnologiyalaridan foydalanish, va kredit siyosatini mustahkamlash tahlil qilinadi. Shuningdek, muammoli kreditlarni boshqarish va ularni undirishga qaratilgan strategiyalar ham ko’rib chiqiladi. Maqola O’zbekistondagi tijorat banklarining barqaror moliyaviy rivojlanishiga yordam beradigan samarali kredit risklarini boshqarishning muhim tamoyillarini o’z ichiga oladi.

В статье рассматривается роль кредитной политики банка в распределении банковских ресурсов, критерии кредитной политики коммерческих банков, современные методы управления проблемными кредитами. В статье также подробно рассматриваются вопросы кредитного портфеля коммерческого банка, его сущности и формирования.

Hárqanday tildiń basqa tillerge salıstırǵanda ózinshelik ózgesheligi boladı. Bunday ózgeshelikler tillerdiń fonetikalıq, leksikalıq, grammatikalıq hám t.b. buwınlarında saqlanıp, parıqlandırıp turadı. Biz bul maqalamızda tuwısqan túrkiy tiller bolǵan qaraqalpaq hám túrk tilleriniń fonetikasındaǵı seslik qubılıslardı parallel salıstırıp, ondaǵı uqsas hám ózgeshe tárepleri haqqında sóz etemiz.

Currently, the field of muscle relaxants is gaining great importance in the field of medicine and pharmacy. These drugs have muscle relaxing properties and are widely used in surgical procedures, in the treatment of neurological diseases, and in intensive care processes. If we turn to future prospects, it is expected that new generation muscle relaxants will be more effective, have a long-term effect, and have fewer side effects. In particular, research is being conducted to develop safer drugs using genetic and biotechnological approaches. Also, expanding the scope of application of muscle relaxants, determining their individual effects, and developing more rapid-acting forms are one of the current directions of the pharmaceutical industry. This will serve to increase the effectiveness of surgical and medical treatment methods in the future.