This article highlights the role and importance of quality education in the development of society, explains the concept of quality education, analyzes the relationship between education and development, and discusses the educational reforms implemented in Uzbekistan in recent years. At the same time, it also discusses existing problems and their solutions.

В данной статье рассматривается использование паратаксиса как выразительного синтаксического приёма в романе Б. Л. Пастернака «Доктор Живаго». Паратаксис анализируется как способ создания особой ритмики текста, передачи внутреннего состояния героев, формирования образов природы и событий. Приводятся разнообразные примеры из романа, демонстрирующие художественные функции сочинительной и бессоюзной связи. Делается вывод о том, что паратаксис в прозе Пастернака служит не только средством организации текста, но и важным элементом авторского стиля, сближающим прозаическое повествование с поэтической речью.

Small biopsies are of great importance in pathological diagnostics, as they allow for the early detection of many diseases and the determination of treatment strategies. However, morphological errors that occur during the evaluation of these samples can lead to incorrect diagnosis and a negative impact on the patient's health. The article analyzes the main morphological errors that occur during the study of small biopsies, their causes and clinical consequences. It also highlights the importance of improving the biopsy technique, proper sample preparation, and the use of modern diagnostic methods (immunohistochemistry, molecular diagnostics) to prevent errors. The study also shows the possibilities of reducing diagnostic errors by improving the professional skills of pathologists and strengthening quality control.

This scientific article is devoted to the analysis of the impact of financial technologies (fintech) on banking activities using the example of one of the leading commercial banks of Uzbekistan - JSCB "Uzsanoatqurilishbank". Fintech technologies, which have been developing rapidly in recent years, are creating broad opportunities for banks to automate traditional operations, improve the quality of customer service, reduce costs, and diversify financial products. This article provides a detailed analysis of the implementation of such innovative technologies in JSCB "Uzsanoatqurilishbank" and their effectiveness. The study covers the changes in fintech projects implemented by the bank in 2018–2024, in particular - mobile banking applications, online lending systems, artificial intelligence-based recommendation modules, blockchain technologies, real-time currency conversion, and biometric authentication systems, based on statistical data. The article shows the real impact of digital transformation based on indicators such as the share of digital transactions, the growth of the number of customers, the speed and convenience of services. It also analyzes the problems encountered in the process of fintech implementation, including cybersecurity threats, technical failures, information privacy issues, and solutions developed by the bank to reduce them. Through this example, the author scientifically substantiates the profound impact of fintech technologies on banking activities not only technically, but also economically and socially. This article is of practical and theoretical importance for bank managers, financial specialists, information technology specialists and scientific researchers, and indicates the main directions of the digital transformation process of the banking system of Uzbekistan.

Mazkur maqolada yosh bolalarning psixologik tarbiyasi va uning inson hayotidagi ahamiyati yoritilgan. Bolaning psixik rivojlanishi, shaxs sifatida shakllanishi, atrof-muhitga moslashuvi, o‘zini anglash va boshqalar bilan munosabat o‘rnatish qobiliyati, aynan go‘daklik va erta yoshdagi tarbiya jarayoniga chambarchas bog‘liqdir. Maqolada oiladagi muhit, ota-ona va tarbiyachilarning roli, mehr-muhabbat, tushunish va emotsional qo‘llab-quvvatlash kabi psixologik omillar yoritib berilgan. Shuningdek, bolaning xarakteriga salbiy ta’sir ko‘rsatadigan omillar, masalan, befarqlik, jazolash, e’tiborsizlik kabi holatlar haqida ham so‘z yuritiladi. Muallif psixologik tarbiyaning sog‘lom jamiyat shakllanishidagi o‘rni va dolzarbligini asoslab beradi hamda amaliy tavsiyalarni taqdim etadi. Ushbu maqola o‘qituvchilar, tarbiyachilar, psixologlar hamda ota-onalar uchun foydali qo‘llanma bo‘la oladi.