Ushbu maqolada ona tili va adabiyot darslarida zamonaviy metodlardan foydalanishning ahamiyati va samaradorligi, imkoniyatlari muhokama qilib, o‘rganilgan. Bundan tashqari ona tili va adabiyot darslarida zamonaviy metodlardan foydalanilib namunalar tahlil qilingan.

This article analyzes the concept of Central Bank Digital Currencies (CBDC), their role in the economy, and the process of integrating them into the national financial system. It also explores the advantages, risks, and challenges associated with the introduction of CBDCs and discusses the potential for their application in Uzbekistan.

Ushbu maqolada xalqaro huquq tizimida davlatlarning javobgarligi institutining shakllanishi va unda xalqaro odat huquqining o‘rni tahlil qilinadi. Muallif xalqaro odatlarning manba sifatidagi ahamiyatini, ularning davlat amaliyoti va opinio juris orqali shakllanish mexanizmini yoritadi. Maqolada, shuningdek, BMT xalqaro huquq komissiyasi tomonidan 2001-yilda qabul qilingan “Davlatlarning xalqaro huquqbuzarliklari uchun javobgarligi to‘g‘risidagi maqolalar” hamda xalqaro sud amaliyotining mazkur sohaga ta’siri ko‘rib chiqiladi. Natijada xalqaro odat huquqi davlatlarning javobgarligini belgilashda muhim manba sifatida e’tirof etilgan.

Since the independence in 1991, Uzbekistan has developed close and mutual relations with the Republic of China. The two countries established diplomatic ties in 1992, which have since evolved into a strong partnership in politics, economy, education, and culture. This article explores the historical development of Uzbekistan–China relations, major cooperation projects, and their role in promoting regional stability and prosperity. It also highlights the strategic importance of this relationship under initiatives such as the Shanghai Cooperation Organization and the Belt and Road Initiative. The study concludes that mutual respect and shared goals have made the partnership between Uzbekistan and China one of the key examples of successful diplomacy in Central Asia.

Mazkur maqolada O‘zbekiston tijorat banklarining innovatsion transformatsiya jarayonlari tahlil qilinadi. Raqamli texnologiyalar, jumladan, sun’iy intellekt, bulutli xizmatlar, blockchain va open banking tizimlarining joriy etilishi orqali banklarning xizmat ko‘rsatish modeli qanday o‘zgarayotgani yoritiladi. Shuningdek, mavjud muammolar – IT infratuzilmasining eskiligi, malakali mutaxassislar yetishmovchiligi, raqamli madaniyatning sustligi va regulyatoriy cheklovlar asosli dalillar bilan ko‘rib chiqiladi. Maqolada transformatsiyani jadallashtirish uchun qonunchilik islohotlari, kadrlar tayyorlash, moliyaviy savodxonlikni oshirish va texnologik yangilanish bo‘yicha takliflar berilgan. Tahliliy yondashuvlar asosida O‘zbekiston bank tizimining raqamli rivojlanish istiqbollari aniqlashtirilgan.