Maqolada oyla tarbiyasi mazmuni, vazifalari, bo'sh vaqtning rolini oshirish oila hayotini to'g'ri ritm va rejim asosida tashkil etish, uning a'zolari orasida majburiyatlarni oqilona taqsimlash, mehnat va dam olishni rejalashtirish, shuningdek oilada tashkil etiladigan iqtisodiy tarbiya bolalarda iqtisodiy savodxonlik hamda tafakkurning shakllanishida muhim o'rin tutishi haqida sóz etiladi.

Bul maqala tiykarnan nátiyjeli sabaq islenbelerin tayarlawda sabaq maqsetin durıs qoyıwǵa qaratılǵan. Sabaq maqsetin durıs qoyıwda SMART nátiyjeli maqset ólshemleriniń wazipaları sonıń menen birge sabaq islenbesin tayarlawda SMART talaplarına tiykarlanıp maqset qoyıw hám onı sabaq barısında ámelge asırıwda nátiyjeli sabaq júzege keliwiniń tiykarın jaratatuǵınlıǵı kerekligine toqtap ótilgen.

Maqalada xudojnik Q.Saipov dóretiwshiligi haqqında talabalarǵa túsindiriw reńler hám simvollar tiykarında social waqyanı, ishki sezimin kórsetiw, sol menen birge súwretler, qadirli súwretlerdi túsiniwde belgili dárejede reńler ańlatuwshı mánislerine baylanıslıǵı. Qále tariyxıy bolsin yamasa uluwma psixologiyalıq, kórkem bolsın reńler hám simvollar haqqında biliw talap etiledi.Maqalada Q.Saipov dóretiwshiligin túsiniwde reńler haqqında da belgili dárejede kóz aldına keltirip biliw kerekligi haqqında pikr keltiriledi.

The rapid development of technology has significantly impacted education, and robotics has emerged as a key tool in preparing students for future technological challenges. This paper explores the importance of integrating modern robotics equipment into school education and outlines the benefits it offers to students. Robotics in schools not only enhances students' technical skills but also fosters creativity, problem-solving abilities, and teamwork. The paper examines various types of robotics equipment suitable for school students, including programmable robots, sensors, and microcontrollers, and discusses their role in teaching engineering and computer science concepts. Additionally, the study highlights the challenges faced by schools in implementing robotics programs, such as limited resources, insufficient teacher training, and the need for ethical considerations in the use of technology. The paper also explores the future prospects of robotics education, emphasizing the growing role of innovation and the potential for robotics to become a cornerstone of STEM education. The conclusion underscores the necessity for increased collaboration between governments, educational institutions, and private sectors to ensure that students are equipped with the skills and knowledge needed to thrive in an increasingly technological world.

Mazkur maqolada tijorat banklarining kredit siyosati mazmuni va amaliyotdagi holati tahlil qilinadi. O‘zbekiston tijorat banklarining kredit portfeli sifati, kreditlash jarayonlarida uchraydigan muammolar va ularni hal etish bo‘yicha takliflar keltirilgan. Shuningdek, rivojlangan davlatlar tajribasi (AQSh, Yevropa Ittifoqi, Janubiy Koreya) asosida xalqaro kredit siyosatini tashkil etish yondashuvlari o‘rganilgan. Maqolada kredit risklarini boshqarish, raqamli texnologiyalarni joriy qilish, kredit portfelini diversifikatsiyalash orqali tijorat banklarining kredit siyosatini takomillashtirish yo‘llari asoslab berilgan. Ilmiy tahlil va takliflar asosida tijorat banklari uchun amaliy tavsiyalar ishlab chiqilgan.