This article analyzes the types of speech styles, their main characteristics, and scope of application. Speech styles are animportant part of literary language, serving to express various socio-political, scientific, spiritual, and everyday needs ofsociety. Each style has its own lexical, grammatical, and stylistic features that help convey the content of speech clearly,fluently, and effectively. The article highlights the specific aspects of scientific, formal, journalistic, artistic, andconversational styles.

Ona tili va adabiy ta`lim jarayonida asosiy diqqat – e’tiborni o`quvchilarda so`z boyligini oshirish, ma`no nozikliklari, farq va o`xshashlikarini his qilish hamda anglab yetish, to`g`ri talaffuz qilish va bexato yozish, so`zlarni to`g`ri qo`llash, fikrni gap va matn tarzida to`g`ri ifodalash ko`nikmalarini shakllantirishga qaratish zarur. Insonda tafakkur va til o`zaro chanbarchas bog`liq bo`lib, ijodiy va mustaqil fikrli, ma`naviy yetuk shaxsni tarbiyalashda ona tili va adabiy ta`lim usuli, shuningdek, vositalarining o`rni, ro`li beqiyos.

Mazkur maqolada hozirgi davrda insoniyat oldida turgan eng dolzarb ekologik muammolar, ularning kelib chiqish sabablari, oqibatlari va ularni bartaraf etish yo‘llari tahlil qilingan. Unda global, mintaqaviy va mahalliy ekologik muammolar — atmosfera ifloslanishi, issiqxona effekti, ozon qatlamining yemirilishi, kislotali yomg‘irlar va suv tanqisligi kabi masalalar ilmiy manbalar asosida yoritilgan. Shuningdek, atrof-muhitni muhofaza qilish, tabiiy resurslardan oqilona foydalanish, chiqindisiz texnologiyalarni joriy etish va ekologik xavfsizlikni ta’minlash bo‘yicha samarali yechimlar taklif etilgan.

This work studies ways to improve the banking system in the Republic of Uzbekistan, existing problems and proposals for their solution. The work analyzes the current state of the banking system of Uzbekistan, considers such urgent issues as increasing the efficiency of commercial banks, introducing digital technologies, improving the quality of financial services and increasing the financial literacy of the population. Also, based on the experience of foreign countries, proposals and recommendations for the further development of the banking sector have been developed. Based on the results of the research, practical proposals have been put forward aimed at forming a stable and competitive banking system in Uzbekistan.

Ushbu maqolada ingliz tili o‘qitish metodikasining zamonaviy yondashuvlari, kommunikativ, interaktiv va integrativ metodlarning afzalliklari hamda ularning o‘quvchilarning til kompetensiyasini rivojlantirishdagi o‘rni tahlil qilinadi. Shuningdek, raqamli texnologiyalar, onlayn ta’lim platformalari va innovatsion pedagogik vositalardan foydalanishning samaradorligi ilmiy asosda yoritilgan.