Mazkur maqolada tijorat banklarida kredit risklarini boshqarishning nazariy va amaliy jihatlari ko‘rib chiqiladi. Kredit riski bankning moliyaviy barqarorligi va rentabelligiga bevosita ta’sir ko‘rsatadigan asosiy xavf turlaridan biri hisoblanadi. Maqolada kredit risklarini boshqarishning zamonaviy usullari, ularning samaradorligi va bank faoliyatida qo‘llanilishiga oid asosiy yo‘nalishlar tahlil qilinadi. Shuningdek, O‘zbekiston bank tizimida kredit riskini boshqarishni takomillashtirish bo‘yicha tavsiyalar ishlab chiqiladi.

Air pollution reduces breathing capacity in athletes and affects their performance. Some pollutants that cause health disorders, such as tropospheric ozone (O3), particulate matter (PMx), carbon monoxide (CO) have been separately identified. Nitrogen oxides (NOx) and sulfur oxides (SOX). These are usually concentrated in urban centers and are mainly, though not exclusively, caused by normal human activities such as transportation, heating, cooking, and agricultural and industrial activities. The aforementioned factors cause various diseases such as cancer, cardiovascular, respiratory and affect the performance of athletes. Conclusion: During training and physical activity, the amount of oxygen consumption increases and suspended particles, ozone, nitrogen oxide, sulfur oxide penetrates deep into the lungs and even blood flow, which is more common among endurance athletes than in the open air. But the health that sports brings is beyond the harm of air pollution, but still air pollution has a negative effect on the performance of athletes.

Hozirgi vaqtda banklar faoliyatiga tobora ko‘proq ahamiyat berilmoqda, chunki ular asosiy moliya institutlari bo‘lib, ularning yordamida barcha kapitalni jalb qilish va taqsimlash asosida vaqtincha bo‘sh pul mablag‘larni to‘plash va joylashtirish mavjud.

Galen preparatlari xom ashyodan, uni suv, spirt, efir yoki spirt bilan suv, efir bilan spirt aralashmalari vositasida ekstraksiya qilib olinadi. Bugungi kundagi galen novogalen preparatlarini oʻrganish, tayyor dori shakllarini oʻrganish, galen preparatlarini ishlab chiqarish va antibiotiklarni ishlab chiqarishni oʻrganish.

Bul maqalada qaraqalpaq shayırı T.Mátmuratov shıǵarmaları tilinde stilistikalıq figuralardıń qollanılıw ózgeshelikleri sóz etilgen. Inversiya, gradaciya, ellipsis, ritorikalıq soraw, polisindeton, alliteratsiya, assonans qubılısları mısallar tiykarında analizlengen.